Associate Organizations


ficoFICO  is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries. FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Learn more at

fiservAs one of FORTUNE® magazine’s World’s Most Admired Companies, Fiserv is helping clients worldwide achieve best-in-class results by driving innovation in payments, processing services, risk and compliance, customer and channel management, and business insights and optimization. For more information, visit

ingenicoIngenico Group offers the right, secure, smart and seamless payment solutions whatever the channel: in-store, online and mobile.
Their role is to provide merchants with appropriate solutions to ensure that payments are safe, simple and fast. Their smart, trusted and secure solutions enable banks, large retailers and small merchants to manage their payment activities across all sales channels. For more information, visit

IBMIBM is a globally integrated enterprise operating in over 170 countries. IBMers around the world bring innovative solutions to a diverse client base to help solve some of their toughest business challenges. In addition to being the world’s largest IT and consulting services company, IBM is a global business and technology leader, innovating in research and development to shape the future of society at large. IBM’s prized research, development and technical talent around the world partner with governments, corporations, thinkers and doers on ground-breaking real world problems to help make the world work better and build a smarter planet.

NCR logoNCR Corporation (NYSE: NCR) is the global leader in consumer transaction technologies, turning everyday interactions with businesses into exceptional experiences. With its software, hardware, and portfolio of services, NCR enables more than 485 million transactions daily across retail, financial, travel, hospitality, telecom and technology, and small business. NCR solutions run the everyday transactions that make your life easier.

smartsoftSmartSoft was established in 2001 to fulfill the payment system requirements based on chip technologies providing complete payment processing solutions including acquiring, switching, issuing and card management, fraud detection and prevention, loyalty, transit, instant, mass card personalization and terminal & card kernel solutions. With a focus on payment systems, SmartSoft has become one of the leading solution providers serving largest banks, retailers, government and manufacturers in 40+ countries through 70+ partners and resellers. SmartSoft solutions are fully compliant and certified by global authorities.